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Cover Your Assets Podcast with Billy Gwaltney

Sep 21, 2022

We live in an uncertain and unpredictable world where one small mistake can cause untold decades of suffering. Becoming disabled, for example, threatens your ability to make a living, pay off your student loan debt, and provide for your family. 

That’s the bad news. 

The good news? 

Picking the right disability...

Sep 7, 2022

Many of my clients plan on moving to California after their residency. And so they ask if they should purchase disability insurance before moving. 

My answer?

Absolutely! In fact, disability insurance costs 20-30% more in California compared to any of the 49 other states. 

In this episode, you’ll discover some tricks...

Aug 24, 2022

As a specialist, you have worked hard to grow your practice. But you never know when an unforeseen circumstance might sneak up and destroy your income and way of life. 

Navigating the ins-and-outs of own-occupation disability insurance is confusing and lethal — especially when you do a lot of procedures & clinic...

Aug 10, 2022

Good disability coverage could be the difference between financial security for life, and being broke and bound to a wheelchair. 

There are between 70 and 75 disability insurance companies to choose from in the USA. Most of them weasel their way out of paying you, with a team of lawyers (and ill-defined policies). 


Jul 27, 2022

If you became permanently disabled, would you be able to pay off your student loan debt? 

The average student loan debt for a physician is $201,490. In other words, that's $2,288 a month, paid every single month for the next 10 years. 

How would you be able to cover this expense if you weren't able to work anymore? What...