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Cover Your Assets Podcast with Billy Gwaltney

Dec 29, 2021

AMA leads as the big influence in disability policies. But their prices may not be worth the coverage you get. A true policy lets you earn unlimited benefits (and keep the benefits you have). There are a lot of gaps in AMA policies. And at the end of the day, you need control over your policy. 

Is AMA here to protect...


Dec 15, 2021

There are so many different options when it comes to choosing your insurance plan. From future insurability potential to benefits that will increase as your earning does, choosing between the wide array of plans can become overwhelming quickly. 

When looking toward your future, it can be even more difficult to decide...


Dec 1, 2021

If your employer provides you with a group disability insurance plan, buying private coverage might feel redundant. 

But if you do become disabled, you don’t want to lose the lifestyle you’ve worked so hard to achieve. 

So collecting both seems like a great way to ensure you and your family miss nothing. In this...


Nov 17, 2021

Many trainee physicians are afraid of needing disability leave. As a trainee, you don’t have guaranteed job stability and insurance coverage like full time residents or fellows. 

That makes it tough to worry about an accident or needing disability leave.

Disability insurance promises you peace of mind. But it’s...


Nov 3, 2021

Employers of resident or fellow physicians often provide Long Term Disability coverage. But does that coverage mean you can’t get your own LTD insurance?

The good news: An employer plan does not stop you from getting additional, private insurance.

But not all insurance plans are created equal. If you want the most...