Dec 28, 2022
Disability premiums can be seen as a “luxury,” especially when various expenses wear you down.
Which makes it easy to delay paying it until a later time. But this is a fatal mistake.
Why?
Disability can come knocking on anyone’s door at any time.
So you must ensure your most valuable asset. That way, when...
Dec 14, 2022
What do you think, as a young physician, your most crucial asset is?
Your retirement account or your real estate portfolio? Or some other type of holding?
What if I told you it’s none of that…
The most important asset as a young physician is your ability to get up from bed every day and do your job.
We’re talking...
Nov 30, 2022
Many physicians end up paying more than necessary for the same exact disability policy as another one who pays half of what they do.
Why?
They committed one of the 5 major mistakes which skyrocket disability policy rates.
In this episode, you’ll discover what factors determine the cost of your disability policies, so...
Nov 16, 2022
When physicians reach out to me about disability policies, they always ask what types of disability policies are available.
There are two different types. But even though they’re both considered disability policies, one works in your favor and you may be forced to pay back your benefits with the other one.
In this...
Nov 2, 2022
Employer long-term disability (LTD) coverage lures many young physicians into making a massive financial mistake.
Why?
Because employer LTD coverage is much cheaper than private speciality policies. But the cheaper cost comes with an enormous cost:
Not only is it much harder to collect at claim time, but many times...